Template-Type: ReDIF-Article 1.0 Author-Name: Thomas Holzheu Author-Name: Ross Davidson Title: Comments and Discussion Journal: Brookings-Wharton Papers on Financial Services Pages: 210-219 Volume: 2000 Issue: 1 Year: 2000 DOI: 10.1353/pfs.2000.0006 Handle: RePEc:aoo:26616