Template-Type: ReDIF-Article 1.0 Author-Name: Franklin R. Edwards Author-Name: Bryan J. MacDonald Author-Name: Mustafa O. Caglayan Title: Comments and Discussion Journal: Brookings-Wharton Papers on Financial Services Pages: 402-420 Volume: 2000 Issue: 1 Year: 2000 DOI: 10.1353/pfs.2000.0010 Handle: RePEc:aoo:26620